One visit. One report. Starting at $895. Memberships from $19/month. Find your exact price below.
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The average Las Vegas homeowner has $50,000 or more in personal property sitting inside their home right now. When an undocumented claim is filed, the payout is typically 20 to 40 percent less than it should be. On a $50,000 claim, that is $10,000 to $20,000 you will never recover.
A professional home inventory protects you from that loss. It is not an expense. It is insurance for your insurance.
Tom and Lisa Nguyen live in a gated community in Summerlin. Their home has a monitored alarm system, Ring cameras on the front door and garage, motion-sensor lights on every corner, and a 90-pound German Shepherd named Duke. They pay $2,100 a year for homeowner's insurance. They have never filed a claim.
On a Saturday afternoon in October, the family drives to Mesquite to visit Lisa's sister for the long weekend. Duke goes with them. The break-in happens four hours later. The thieves cut the alarm panel wiring from the exterior utility box, entered through a side window in a camera blind spot, and were inside for less than 20 minutes.
Gone from the master bedroom: Lisa's jewelry collection, including her engagement ring, two anniversary bands, a diamond pendant her mother gave her, and a pair of pearl earrings from their honeymoon in Japan. A Breitling watch from Tom's nightstand that he received when he made partner at his firm. Three designer handbags from the walk-in closet.
Gone from the kids' rooms: two laptops, an iPad Pro, a PlayStation 5 with four controllers and a headset, and a Nintendo Switch.
Gone from the living room: a 1975 Martin D-28 acoustic guitar that belonged to Lisa's father. He played it for over 30 years. He gave it to Lisa two months before he passed. It sat in a glass display case in the corner of the living room. The family never played it. They just liked knowing it was there.
Tom files the police report Monday morning. Then he calls the insurance company. The adjuster asks for a complete list of everything taken: brand, model, serial number, purchase date, estimated value, proof of ownership.
Lisa knows her jewelry was worth at least $14,000, but she has no receipts for any of it. The adjuster explains that jewelry, watches, and furs carry a $1,500 sublimit on theft claims under their standard policy. Without a scheduled endorsement backed by professional appraisals, the insurance company will pay a maximum of $1,500 for the entire jewelry loss. Lisa's $14,000 collection pays $1,500.
Tom's $4,800 Breitling watch has no receipt. The store he bought it from closed two years ago. It falls under the same sublimit. Already capped.
The designer handbags were worth a combined $6,200. Lisa has a receipt for one. The other two are estimated by the adjuster at roughly half their actual replacement cost.
Then there is the guitar. Lisa tells the adjuster it was a 1975 Martin D-28, worth approximately $4,500 based on recent sales of comparable models. The adjuster asks for documentation. There is none. No photo. No appraisal. No receipt. No record of the make, model, or year anywhere. Lisa's father never had it appraised. The adjuster notes it as "used acoustic guitar" and assigns a value of $225. A $4,500 guitar that belonged to Lisa's father for 30 years, that she kept in a glass case in her living room, is reduced to $225 on a claims form because there is no proof it was anything more than that.
Total Value Stolen
Total Claim Paid
Lost Forever
Gated community. Alarm system. Cameras. Guard dog. None of it mattered at claim time.
A professional home inventory would have had every serial number, every photo, and every description on file. It would have flagged the jewelry and guitar for scheduled endorsements before the theft ever happened. The sublimits that cost the Nguyens thousands would have been eliminated entirely.
Every home inventory includes a complete, room-by-room documentation of your personal property, organized and formatted for insurance adjusters.
Room-by-room professional photography
Itemized inventory with descriptions, serial numbers, and values
Estimated replacement values for standard household items
Condition notes and dated photos for depreciation defense
Professionally formatted PDF report designed for adjusters
Secure cloud vault organized by room (Vault and Concierge members)
High-value item flagging with local appraiser referral guidance
Claim-ready file access when you need it (members only)
Select how you want to protect your home. Members save on their inventory and get ongoing protection for their documentation.
Step 1: Pick your membership option
Your inventory pricing updates automatically based on your selection.
10% off your inventory + secure cloud vault + 1 free remote update per year + claim-ready file access. $19/mo or $179/yr.
Step 2: See your inventory price by home size
Up to 1,500 sq ft
Starting at
$895
$806Condos, apartments, small homes
1,501 to 2,500 sq ft
Starting at
$1,150
$1,035Mid-size family homes
2,501 to 3,500 sq ft
Starting at
$1,425
$1,283Larger homes
3,501 to 4,500 sq ft
Starting at
$1,695
$1,526Large and high-value properties
Homes over 4,500 sq ft are quoted individually. You pay 50% at booking, balance when your report is delivered.
3 priced options. In your inbox in minutes. No sales call.
Without Documentation
$10,000 to $20,000
Average amount left on the table on a $50,000 personal property claim without a home inventory
With a Vault Membership
$19/mo + one-time inventory
Ongoing protection with a secure vault, annual updates, and claim-ready access to your documentation
You are not paying for a service. You are paying to close the gap between what your insurance policy promises and what it actually pays.
Your home changes over time. Remote updates and walk-throughs keep your documentation ready.
| Service | No Membership | Vault ($19/mo) | Concierge ($49/mo) |
|---|---|---|---|
| Remote UpdateSubmit photos of changes, we update your report | $150 | 1 free/year then $125 | 1 free/quarter then $95 |
| Walk-Through UpdateWe visit your home, document changes on-site | $450 | $405 (10% off) | 1 free/year then $360 |
Most homes use all three categories. Anything valuable enough to need its own line on a claim form gets individual documentation. Routine household items get grouped photos that match how adjusters process them. Genuinely consumable items are excluded because they have no claim value. Items above $2,000 to $5,000 in any category are flagged with a recommendation for professional appraisal. We document and photograph these items but do not provide formal value opinions.
Every inventory includes a complete room-by-room walkthrough with professional photography, itemized inventory with descriptions, serial numbers, and estimated replacement values, a professionally formatted PDF report, and high-value item flagging with appraiser referral guidance. Vault and Concierge members also receive a secure cloud vault for their documentation. Add-ons only apply if your home has unusual complexity like large workshops, extensive collections, or high-density storage areas.
Every home is different. A 2,000 square foot minimalist condo is a very different job than a 2,000 square foot home with a full workshop, a gun safe, a jewelry collection, and a wine cellar. Starting prices cover the base scope for each square footage range. The intake form captures the specific details so we can generate an exact quote.
The Vault Membership is $19 per month or $179 per year. It includes 10% off your inventory, a secure cloud vault, 1 free remote update per year, discounted walk-through updates, and claim-ready file access. The Concierge Membership is $49 per month or $499 per year. It includes 20% off your inventory, a secure cloud vault, 1 free remote update per quarter, 1 free in-home walk-through per year, and priority scheduling.
A remote update is when you submit photos and descriptions of new or changed items, and we update your inventory report. This works well for a few new purchases or changes. A walk-through update is when we visit your home again to document changes on-site. This is better for larger changes like a remodel, a new room of furniture, or a significant expansion of a collection.
Items estimated above $2,000 to $5,000 in individual value. This typically includes fine jewelry, original artwork, antiques, high-end collectibles, and premium musical instruments. We document and photograph these items thoroughly but recommend a professional appraisal from a credentialed specialist. We can provide local referrals.
Yes. All accessible areas are included in your base package. The item density and complexity of those spaces is factored into your quote. A garage with a lawnmower is standard. A garage with 30 power tools each needing serial numbers adds complexity, and the pricing reflects that.
Within 3 to 5 business days after the on-site visit.
We accept all major credit cards (Visa, Mastercard, American Express, Discover), PayPal, cash, and check. You pay 50% to book your appointment, and the remaining 50% when your completed report is delivered. All payments are processed securely.
Find out exactly what your home inventory costs. No obligation.
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